MPPM is designed to make practical decisions easier by combining calculations, planning tools, educational content, comparisons, offers, resources and account-based workflows. These Terms set reasonable expectations for using those features and for interacting with MPPM as the platform continues to develop.
Acceptance of these Terms
By accessing or using MPPM, you agree to these Terms & Conditions and to policies incorporated by reference, including the Privacy Policy and, where relevant, the Affiliate Disclosure.
If you do not agree with these Terms, please do not use MPPM.
About MPPM
MPPM stands for Make Practical, Powerful Moves. It is a digital product and platform that may provide calculators, planning tools, saved workspaces, Guides, Compare experiences, Offers, Resources, account features, paid plans and professional services.
MPPM is the customer-facing product and brand operated by Shri Narayani Services And Traders, India.
Eligibility
You may use publicly available parts of MPPM if you can lawfully do so under the laws that apply to you. To create an account, purchase a paid service or enter into a binding transaction, you must have the legal capacity to do so.
If you use MPPM on behalf of a company, organisation or other entity, you represent that you have authority to accept these Terms on its behalf.
Accounts & My MPPM
Some MPPM features can be used without an account. My MPPM may be required for features such as saving calculations, storing scenarios or plans, accessing account settings, using plan-specific functionality or keeping a history of work.
- Provide information that is reasonably accurate and keep account details current where needed.
- Keep login credentials and authentication methods secure and do not knowingly allow unauthorised access.
- Do not share or automate account access in a way that bypasses security controls, usage limits or plan restrictions.
- Contact MPPM if you believe your account has been accessed or used without permission.
Tools, calculators & saved work
MPPM tools and calculators provide estimates, calculations, planning support and informational outputs based on the information you enter, the formulas used and the assumptions built into each tool.
A useful calculation is still dependent on its inputs and assumptions. You should check that your inputs are correct and that the calculation is appropriate for the decision you are making.
Where a decision is important, regulated or could create significant financial, legal, tax, medical or other consequences, verify the result independently and seek qualified professional advice where appropriate.
Saved calculations, scenarios or account history are convenience features and should not be treated as the only copy of business-critical records.
Guides, Compare, Offers & Resources
MPPM may publish educational Guides, comparison content, offers, recommendations, downloadable resources and other decision-support material. This content is intended to help users understand options, assumptions and trade-offs.
A comparison, offer or recommendation is not a guarantee that a product, service, plan or strategy is the best choice for every user. Needs, budget, location, eligibility, risk tolerance and other circumstances can materially change the right decision.
Prices, features, availability, eligibility, merchant terms and promotions can change. Check important details with the relevant provider before purchasing or committing.
Affiliate links & advertising
MPPM may display advertising and may use affiliate or referral links in Offers, comparisons, Guides, Resources or other content. MPPM may receive compensation when a user completes a qualifying action through certain links.
Commercial relationships do not make a third-party merchant responsible for MPPM content, and they do not make MPPM responsible for a merchant’s products, services, pricing, fulfilment or conduct. For more detail, read the Affiliate Disclosure.
Paid plans & premium features
MPPM may offer paid plans such as Pro or Business, premium tools, advanced reports, exports, saved workflows, higher usage limits or other paid functionality. The features included in a paid plan are those described on the applicable pricing or checkout page at the time of purchase.
Paid functionality may have fair-use limits, technical restrictions, seat limits or account requirements designed to protect service quality and prevent misuse.
Payments, renewals, cancellations & refunds
Where MPPM enables paid checkout, the price, billing frequency, applicable taxes, renewal terms and available cancellation information will be presented before you complete the transaction.
Recurring subscriptions
If a paid plan is offered as a recurring subscription, it may renew at the stated interval until cancelled, subject to the checkout terms and applicable law.
Cancellation
Cancelling a recurring plan generally stops future renewals. Access to already-paid features may continue until the end of the current billing period unless the applicable plan or checkout terms state otherwise.
Refunds
Refund eligibility will depend on the product or service purchased, the applicable checkout terms, the circumstances and any mandatory consumer rights that apply.
Consumer rights: Nothing in these Terms removes rights that cannot lawfully be excluded or limited under applicable consumer law.
Professional services
MPPM may offer professional marketing, media planning, strategy or related services through Work with MPPM. Submitting an enquiry does not by itself create a client relationship, engagement or obligation to provide services.
Scope, fees, timelines, deliverables, responsibilities and any project-specific terms will be agreed separately before professional work begins.
Acceptable use
You must not use MPPM to engage in unlawful, fraudulent, deceptive, abusive or harmful activity.
- Do not attempt unauthorised access to accounts, systems, data or restricted areas.
- Do not interfere with security controls, service availability, rate limits or technical protections.
- Do not upload malicious code or content intended to disrupt the service.
- Do not scrape, harvest or extract MPPM content at scale without permission.
- Do not reverse engineer or copy protected software or functionality except where the law expressly permits it.
- Do not misrepresent your identity or relationship with another person or organisation.
- Do not infringe intellectual property, privacy or other legal rights.
Intellectual property
Unless stated otherwise, MPPM and its original software, interfaces, designs, calculators, written content, branding, graphics and related materials are owned by or licensed to Shri Narayani Services And Traders.
You may use MPPM for lawful personal or internal business purposes in accordance with these Terms. You do not acquire ownership of MPPM intellectual property by using the service.
Third-party names, logos, trademarks, product information and other third-party materials remain the property of their respective owners.
Your content, saved work & feedback
You retain ownership of information, notes, calculations, plans or other content that you lawfully submit to MPPM. You give MPPM the limited rights needed to host, process, secure and display that content as part of providing the service.
If you voluntarily provide ideas, suggestions or product feedback, MPPM may use that feedback to improve the platform without an obligation to compensate you unless a separate written agreement says otherwise.
Third-party websites, products & services
MPPM may link to or integrate with third-party websites, merchants, software providers, payment processors, analytics platforms and other external services. Those third parties control their own products, pricing, billing, privacy practices, returns, support and terms.
Availability, maintenance & changes
MPPM may update, improve, remove, reorganise or temporarily suspend parts of the platform for maintenance, security, product development, legal compliance or operational reasons.
We aim to keep MPPM useful and available, but continuous, uninterrupted or error-free access cannot be guaranteed. Some features also depend on third-party services outside MPPM’s control.
Disclaimers
MPPM provides general informational, calculation and planning support. Unless a separate written professional-services agreement expressly states otherwise, MPPM content and tools are not personalised legal, tax, accounting, investment, medical or other regulated professional advice.
You remain responsible for checking important facts, assumptions and third-party terms before making a decision.
Limitation of liability
To the maximum extent permitted by applicable law, MPPM and Shri Narayani Services And Traders will not be liable for indirect, incidental, special, consequential or punitive losses arising from use of the platform, reliance on informational outputs or the conduct of third-party providers.
Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.
Suspension & termination
MPPM may restrict or suspend access where reasonably necessary to protect users, security, service availability, legal compliance or the integrity of the platform, including where these Terms are materially violated.
Governing law
These Terms are governed by the laws applicable to Shri Narayani Services And Traders in India, subject to any mandatory rights or protections that apply to you under applicable law.
Changes to these Terms
MPPM may update these Terms as the platform, business model, services or legal requirements change. The Last updated date on this page will change when the policy is revised.
Contact
For questions about these Terms, use the Contact page. MPPM is operated by Shri Narayani Services And Traders.