Choose between a Systematic Investment Plan (SIP) and a one-time Lumpsum investment without leaving this page. Each mode uses its own investment amount and shared rate, duration and optional inflation assumptions.
Run the full standard calculation without signing in. Save work or use Pro target planning when needed.
Switch between SIP and Lumpsum inside the form. Only the selected amount contributes to the result.
Switch modes here. Both use the same result panel and you can keep your entries when switching.
Start with the result. Open the details only when you need them.
Enter your numbers and calculate to see the result.
MPPM will explain what the result means and what to check next.
Work backwards from the outcome you want.
MPPM helps organise assumptions, compare outcomes and make a clearer plan.
Free gives you the standard answer. Pro helps you plan targets, compare scenarios, organise recurring work and create decision-ready outputs.
Compare current, conservative and growth cases before committing to a change.
Test the same assumptions across multiple scenarios and see how the result moves.
Turn the calculation into a clear next-step recommendation.
MPPM connects the result and supporting metrics into one practical decision summary.
Start from the outcome you want, not only the result you have.
Work backwards from a target to the performance, volume or budget required.
Move from calculator result to something you can actually share.
Create structured outputs for managers, clients and recurring reviews.
Reuse important assumptions across connected decisions.
Connect this result with the other calculators in the MPPM workflow.
See how the decision changes over time.
Keep previous calculations, revisit assumptions and compare performance without deleting old work.
SIP spreads contributions across time. Lumpsum starts with all money invested immediately. Their cash-flow timing is different.
SIP is periodic monthly investing. Lumpsum is a single investment made today.
Use the same rate and duration assumptions when comparing approaches.
Check total invested, projected gain and purchasing-power adjustment.
It is a projection based on a constant return rate and specified cash flows, not a promise. Inflation, market fluctuations, charges and taxes may change the outcome.
Use connected calculators when the next question depends on another part of the economics.
Yes. Use the SIP and Lumpsum selector within the calculator. Your entered values are retained per mode.
At the end of each month. Other investment timing conventions can produce a different estimate.
No. It is a hypothetical fixed nominal assumption, not a forecast or guarantee.
They are excluded. This is an educational projection, not investment advice.
